Sunday, April 18, 2010

Tax Credit Coming To A Close...

In twelve days the deadline for the $8,000 first-time home buyer and $6,500 repeat home buyer tax credits will arrive. You must find a home and get a contract executed by midnight on April 30th to receive the credit, but have until June 30th to close on the home.

Anyone who hasn't owned a home in the past three years is considered a "first-time home buyer." Repeat home buyers do not have to sell their old home before purchasing, but you may not have a choice if you cannot qualify for two mortgages. To receive the credit, the new home does NOT have to be more expensive and you must have lived there for five consecutive years any time during the past eight years. Both credits require yearly income limits for eligibility of $125,000/year for singles and $225,000/year for marrieds filing jointly.

If you have any questions or want to see if you qualify for a loan, don't hesitate to call me today (512) 703-7416. There is still time to get a home. Once you find one that meets your needs, it will take about two days to negotiate and arrive at mutually agreed price and terms and get the contract "executed." That leaves you about 10 days from today to get something in. So "hur' up fo the hogs come'n get it!" Something grandma used to say on her farm growing up. I suppose it's application in this situation isn't exactly a bullseye, but the point is to hurry before some big hog comes out of the woods and eats up all the good properties!

1 comment:

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